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Checking Account Rates
Checking Product Minimum Balance to Obtain APY* Current Interest Rate *APY
Super Now $800.00 .15% .15%
*APY = Annual Percentage Yield

Rates effective as of October 28, 2014
Rates are subject to change without notice.
- Fees may reduce earnings on the account.
- Contact Us for more information about these accounts.

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Savings Account Rates
Savings Product Minimum Balance to Obtain APY* Current Interest Rate *APY
Savings Passbook $25.00 .10% .10%
Savings Passbook $1,000.00 .15% .15%
Savings Statement $25.00 .10% .10%
Savings Statement $1,000.00 .15% .15%
Holiday Savings $0.01 .15% .15%
Money Market $1,000.00 .15% .15%
Money Market $10,000.00 .20% .20%
Money Market $25,000.00 .25% .25%
Money Market $50,000.00 .30% .30%
Money Market $75,000.00 .35% .35%
IRA Savings $100.00 .75% .75%
IRA Savings $10,000.00 .90% .90%
*APY = Annual Percentage Yield

Rates effective as of October 28, 2014
Rates are subject to change without notice.
- Fees may reduce earnings on the account.
- Contact Us for more information about these accounts.

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Health Savings Accounts
Health Savings Products Minimum Balance to Obtain APY* Current Interest Rate *APY
HSA $.01 .15% .15%
HSA $1,000.00 .20% .20%
HSA $10,000.00 .25% .25%
HSA $25,000.00 .30% .30%
HSA $50,000.00 .40% .40%
HSA $75,000.00 .50% .50%
*APY = Annual Percentage Yield

Rates effective as of October 28, 2014
Rates are subject to change without notice.
- Fees may reduce earnings on the account.
- Contact Us for more information about these accounts.

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Certificates of Deposit Rates
CD Product Minimum Balance to Obtain APY* Current Interest Rate *APY
91 Day $2,500.00 .15% .15%
91 Day $5,000.00 .25% .25%
182 Day $2,500.00 .25% .25%
182 Day $5,000.00 .35% .35%
12 Month $500.00 .40% .40%
12 Month $5,000.00 .45% .45%
18 Month $500.00 .45% .45%
18 Month $5,000.00 .55% .55%
24 Month $500.00 .55% .55%
24 Month $5,000.00 .65% .65%
30 Month $500.00 .70% .70%
30 Month $5,000.00 .75% .75%
48 Month $5,000.00 .80% .80%
*APY = Annual Percentage Yield

Rates effective as of October 28, 2014
Penalty for early withdrawal.
Rates are subject to change without notice.
- Fees may reduce earnings on the account.
- Contact Us for more information about these accounts.

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State Bank of Richmond
Richmond, Minnesota
 
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